What’s ‘life insurance underwriting’?

I’ve had several emails in the past 6 months asking for clarification about ‘underwriting’. So here goes;. Before a life insurance company can offer you a life insurance policy, you usually need to be ‘underwritten’.

blog.pinnaclelife.co.nz/what%E2%80%99s-the-role-of-%E2%80%98underwriting%E2%80%99-in-life-insurance/